Crypto Regulation in Indonesia: What You Need to Know in 2025

When it comes to crypto regulation in Indonesia, the country’s official stance on digital assets is clear: they’re legal as commodities, not currency, and tightly controlled by a single government body. Also known as Indonesian crypto rules, this framework is enforced by BAPPEBTI, the Indonesian Commodity Futures Trading Regulatory Agency, which oversees all crypto trading, licensing, and reporting. Unlike the U.S. or EU, Indonesia doesn’t regulate crypto as financial securities—it treats it like gold or oil. That means exchanges must be licensed, users must pass KYC, and no one can use crypto to pay for goods or services.

That’s where Reku, one of Indonesia’s few licensed crypto exchanges comes in. Reku operates under BAPPEBTI’s watch, which means it follows strict rules: user verification, transaction monitoring, and daily reporting. If you’re trading on Reku, you’re dealing with a platform that’s been vetted by the government—not some offshore shell company. But here’s the catch: BAPPEBTI doesn’t allow foreign exchanges to operate in Indonesia without a local license. That’s why Binance and Coinbase aren’t available to most Indonesian users. Instead, local platforms like Reku fill the gap, offering BTC, ETH, and a few other coins—but with limits on withdrawals and no access to DeFi or privacy coins.

What’s changing in 2025? BAPPEBTI is pushing for tighter controls. New rules require exchanges to store 100% of user funds in cold wallets, report all trades over 100 million IDR, and block accounts linked to suspicious activity. The agency is also cracking down on unlicensed airdrops and meme coins—many of which have zero trading volume and no real team. You’ll see this reflected in the posts below: scams like Black Unicorn Corp. (MOON) or Bulei (BULEI) are exactly the kind of tokens BAPPEBTI wants to wipe out. Meanwhile, traders are learning to adapt. Some use peer-to-peer platforms to bypass limits. Others move funds to offshore wallets. But if you’re serious about trading crypto in Indonesia, you need to understand the rules—or risk losing access to your money.

The posts here cover exactly that: how Reku works under Indonesian law, what BAPPEBTI demands from exchanges, and how global trends like KYC and AML rules are shaping local markets. You’ll also find real examples of what happens when you break the rules—like Russian banks freezing crypto withdrawals, or the EU banning privacy coins. Indonesia’s path isn’t the same as the U.S. or EU, but the pressure is mounting. Whether you’re holding Bitcoin on Reku or just starting out, knowing how regulation works here isn’t optional—it’s your first line of defense.